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Sleep Experts Credit Card
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Limited-Time Financing Offers.

Earn 3% Cash Back^ with 24 months financing†

on purchases of $1,999+ at Sleep Experts. Get cash back on a Visa® Prepaid Card by mail. Rebate form required. Limited time.

Everyday Promotional Offers.

Use your Sleep Experts credit card every day, at any location within the Mattress Firm family of brands, with no minimum purchase and pay over time.

0% Interest and $1 per Month for the first 3 months*

With 36-month financing. Then 33 higher equal monthly payments with no interest on purchases $999+.

No Interest If Paid In Full Within 6,12 or 24 Months***

On qualifying purchases with your Sleep Experts credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required.

^TERMS AND CONDITIONS OF OFFER. Offer available 5/3/23 – 6/6/23 at stores, online via chat and by phone. Subject to credit approval. 3% Cash back on net purchases (purchases minus returns and adjustments) will be paid in the form of a Synchrony Visa Prepaid Card by mail after the following offer requirements are satisfied: (1) you make a qualifying purchase on a Sleep Experts or Synchrony HOME credit card, (2) the qualifying purchase is delivered, and (3) you submit the requested rebate information and documentation online or by mail postmarked by 7/6/23. Qualifying purchase amount must be on one receipt. One rebate per qualifying purchase. Maximum cash back limit of $500 per customer. The Visa Prepaid Card will be sent to your U.S. mailing address within 6 to 8 weeks after all the offer requirements are satisfied. If the Visa Prepaid Card is not received after 8 weeks, call 1 (866) 419-4001 or visit mattressfirm.sendmyrewards.com to inquire about status. If the Visa Prepaid Card is not received, you must inquire no later than 9/6/2023 or all rights hereunder will expire. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail.

Synchrony Visa Prepaid Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. The funds associated to this Card expire 6 months from the activation date. After the expiration date, you will not be able to use this Card, and any remaining Card funds will revert and be returned to the promotional provider. Card terms and conditions apply. The Sleep Experts credit card is not a Pathward product or service nor does Pathward endorse this offer. Not valid on previous purchases.  See Sleep Expert for details.

Subject to credit approval. Minimum monthly payments required. See store for details.

*0% APR: 3 years with a minimum purchase of $999 on your Sleep Experts or any Synchrony HOME credit card. 36 monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged, and 36 monthly payments will be required on promo purchase until it is paid in full. For the first 3 months, the monthly payment will be equal to $1. For the next 33 months, a higher monthly payment will be required equal to any remaining promo purchase balance divided by the number of months remaining in the applicable promo period, rounded up to the next whole dollar. Except for the first 3 months, these payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer not valid on previous purchases. Visit a store for complete details.

***No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.